legal

State Licensing Entities

TAM Mortgage LLC DBA Co/Lab Lending is licensed through and with the following stage regulatory agencies.

Texas Department of Savings and Mortgage Lending

2601 N Lamar Blvd #201
Austin, TX 78705
United States
877-826-6678

Disclosures

In accordance with the legal Equal Credit Opportunity Act, TAM Mortgage LLC does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. TAM Mortgage LLC supports the legal Equal Housing Opportunity. NMLS ID #2715690 (www.nmlsconsumeraccess.org) | 877-314-1499.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.

Decision times are usually within 48 hours. Preapproval is determined by a number of factors. Not everyone will qualify.

Legal Notice Regarding Our Mortgage / Payment Calculators

Our calculators are intended for planning and education purposes only. The figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information. Rates assume a credit score of 740 or higher, single family home for a purchase. TAM Mortgage LLC strives to keep the information accurate and up to date but does not guarantee the applicability of the above terms in regards to your individual circumstances. APR = Annual Percentage Rate.

Disclaimer About Mortgage Loan Products On The Website

This website provides information about certain lender loan programs and programs. All programs and information listed on this website are subject to change at any time, without prior notice. It is strongly recommended that visitors to this website contact one of our representatives to determine if the current loan guidelines meet their needs and what the current loan program guidelines are.

Notice about Non-Qualified Mortgages

Non-Qualified Mortgage products may have a higher interest rate, more points or more fees than other products requiring documentation.

Decision Times

Decision times are usually within 24 hours. There are times when the volume of pre-qualifications may slow the process down.

Texas Required Consumer Notice

Complaints: Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

Recovery Fund: The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov.

TAM Mortgage is licensed in:

Dept. Of Savings and Mortgage Lending NMLS#2715690

9720 Coit Road, STE 220-305, Plano, TX- 75025

 

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